There's good and bad news for property investors and first home buyers, right now. First, to property investors. For more than 20 years, Australians have been building wealth on a dream run of real estate growth. Figures released over the last twelve months show that dream could be over, with property prices sliding as Australia’s bullish property market runs out of steam. The nation’s … [Read more...]
CHANGES TO LOW COST LEGAL WILL SERVICE COULD IMPACT YOU
The South Australian Government has announced plans to revamp the Public Trustee’s “no-upfront cost” legal Will service, a move that could slash access to legal Wills for thousands of South Australians. Under plans reported in InDaily, the Public Trustee’s deferred cost Will service would be limited to concession card holders – about half their current annual client base. The service is an … [Read more...]
$275M IN LOST CRYPTOCURRENCY HIGHLIGHTS DANGER IN DIGITAL ASSETS
We’ve all heard the stories of the vast riches and jaw-dropping losses to be had in cryptocurrency. The bitcoin bubble of 2018 saw fortunes built and decimated in the blink of an eye. And who could forget the British man left begging his local council to go digging through the local rubbish tip after he accidentally discarded a hard drive containing $127 million worth of Bitcoin? But a … [Read more...]
STAY IN CHARGE OF YOUR MONEY WITH A SIMPLE LEGAL DOCUMENT
Imagine sitting on a fortune and not being allowed to spend it because the government doesn’t trust you to make financial decisions on your own, even though your wife is healthy and your home falling down around you. That’s the reality for one Queensland couple who hit the news this week, but it’s a situation that can be avoided with a simple, affordable legal document that every Australian … [Read more...]
DON’T RUSH TO BOOST SUPER ON GOVERNMENT SCARE TACTICS
The government is attacking your financial safety net. There’s no point sugar coating it, and now is the time for all Australians to start taking notice of what’s at stake through planned shake-ups of the superannuation sector. At the heart of the issue is compulsory life insurance. For many Australians (especially young, casual workers) the life insurance attached to their super is their … [Read more...]
MAKING A COSTLY MISTAKE? THERE’S AN APP FOR THAT
We live in an age of unrivaled convenience. If I wanted, with my phone, I could run my life without getting out of bed. I can work, pay the bills, shop for groceries, order dinner, hire a gardener, cleaner and a dog walker … the list is endless. The trouble is, that convenience costs me. The delivery fees, the credit card fees, the price of home-delivered food and the impacts on my … [Read more...]
OUR NEW BANK VAULT. SAFE AS HOUSES
In August this year, we were lucky enough to move into our new, purpose-built offices at 179 Grange Road, Findon. What made Findon such an attractive proposition? Aside from our desire to grow the business in Jason’s home neighbourhood, our new building began life as a branch of the Commonwealth Bank and still houses their walk-in bank vault. Why is that important? Because safe storage is … [Read more...]
IS A PRE-NUP ENOUGH? … NUP.
When a relationship gets serious we often think the most difficult decisions will be whose pictures will go on the walls (spoiler – your KISS posters are going in the shed). It might not be the most romantic idea, but when getting serious about a relationship one of the most important conversations you can have is whether each of you has your financial house in order before your lives - and … [Read more...]
EARLY CHRISTMAS DEADLINE FOR SEPARATED PARENTS
To some, seeing Christmas decorations in the shops in October makes no sense … I completely agree. However, as a divorce lawyer it does serve as a reminder to advise clients to think ahead to Christmas day, and what plans will need to be made to ensure that the children are able to spend the day with both parents, irrespective of the current situation between their parents. If parents are … [Read more...]
Franchising. The risks and rewards.
Starting out in business is never straightforward. Whether you simply dream of being your own boss, want to increase your earning power or you’re facing a change in circumstances, like a redundancy, knowing HOW to get started is often the biggest hurdle. This is what can make buying a franchise so appealing. Much of the hard work has been done for you. What could be better than walking in to … [Read more...]
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