The SCT is an independent tribunal set up to deal with complaints regarding superannuation funds.
If a beneficiary feels that they have not been adequately provided for or missed out on a superannuation death benefit, they may apply to the SCT for them to review the trustee’s decision.

This would not be available if a binding death benefit nomination was in place.
After review, the SCT has the power to either overturn or confirm the trustee’s decision with respect to that benefit.

An application to the SCT for the review of a trustee decision must be lodged within 28 days of the trustee’s decision being made.
The SCT does not have jurisdiction over Self Managed Super Funds.